# Perkd — Wallet for Loyalty, Engagement & Commerce

> Perkd is a loyalty app that turns one-time buyers into lifelong members — a digital wallet for consumers and a full-stack loyalty & commerce platform for brands.

Perkd is two products on one network: (1) a free consumer **wallet app** where loyalty, membership, gift and stored-value cards don’t just sit there — they earn, redeem, order and pay, with offers that qualify themselves at checkout and in-app payment at partner merchants (Apple Pay, Google Pay, Alipay and the card networks everywhere; PayNow, LINE Pay and Touch ’n Go where they are local, GrabPay across SG/MY/PH); and (2) a **full-stack loyalty & commerce platform** for brands and retailers. It occupies the space between costly single-brand apps (personal but no network effects) and marketplaces (network effects but depersonalised) — delivering both a personalised, branded experience and strong network effects.

Launched December 2011. The wallet is offline-first and restores across devices.

## Key facts
- 3M+ Registered users (across 150+ countries)
- 8 Languages (localised)
- 4.4★ App rating (App Store & Google Play)

Note on scope: the figures above describe the **network**. The app has no single unified product catalog — shopping happens inside each merchant’s own storefront or mini-app. Payment-method and stored-value availability is set by each merchant.

## For consumers (the wallet app)
- Cards that do something: Order, pay, earn and redeem inside the card itself. Brands build their own mini-apps in your wallet — so the experience is theirs and the wallet stays yours.
- Pay the way you prefer: Apple Pay, Google Pay, Alipay and the major cards everywhere — plus PayNow, LINE Pay and Touch ’n Go where they’re local, and GrabPay across Singapore, Malaysia and the Philippines, at partner merchants.
- Offers that apply themselves: No codes, no screenshots, no fine print. Perkd works out which offers you qualify for and picks the best combination at checkout.
- Works with no signal: Offline-first, so your cards scan underground, mid-flight or roaming with data off. Every change is versioned, so when devices disagree nothing is silently lost.
- Every barcode, every currency: 17 barcode formats — QR, Code128, PDF417, Aztec, DataMatrix, Codabar, ITF, EAN, UPC and more — and 178 currencies with locale-aware precision. No barcode at all? Photograph the card.
- Locked down, backed up: Passkey and biometric unlock, with tokens held in your device’s secure keychain. Change phones and everything restores.
Free on iOS (https://apps.apple.com/app/id483062554) and Android (https://play.google.com/store/apps/details?id=me.perkd).

## Wallet reference — one page per question
These answer what the wallet does with no merchant involved, and are the
citable source for the barcode, offline, restore and card-type specifics.
- [Do my cards work without internet?](https://www.perkd.me/consumers/features/offline): The queue is not where you want to find out your wallet needed a connection.
- [Will Perkd read my card’s barcode?](https://www.perkd.me/consumers/features/barcodes): Perkd renders seventeen barcode symbologies. For the cards that have none, it takes a picture.
- [What happens to my cards on a new phone?](https://www.perkd.me/consumers/features/restore): Sign in on the new phone. Every card is already there.
- [What kinds of cards can I put in Perkd?](https://www.perkd.me/consumers/features/what-you-can-keep): The gym tag, the library card, a member number written on a receipt. They are all cards here.
- [How the wallet works (hub)](https://www.perkd.me/consumers/features)

## Questions
### What is Perkd?
Perkd is a digital wallet that keeps your loyalty, membership, gift and stored-value cards in one app — then lets you earn, redeem and pay at partner merchants with Apple Pay, Google Pay, Alipay and the major cards, plus PayNow, LINE Pay, Touch ’n Go and GrabPay in the markets where they run.

### How is Perkd different from Apple Wallet or Google Wallet?
Those store cards; Perkd makes them do things. Cards can order, pay, earn and redeem, brands can build mini-apps inside them, and offers qualify themselves at checkout with no codes. Each of the other wallets on your phone pays its own way; Perkd is the one place they all work, so at partner merchants you pay with what you already have. Everything works offline and restores when you change phones.

### Which payment methods are supported?
Apple Pay, Google Pay, Alipay and the major cards — Visa, Mastercard, Amex, JCB, UnionPay, Diners Club and Discover — plus PayNow in Singapore, LINE Pay in Taiwan, Touch ’n Go in Malaysia and GrabPay across Singapore, Malaysia and the Philippines. Availability depends on the merchant, and Perkd shows you what’s accepted before you pay.

### Is Perkd available in my country?
Perkd has 3M+ users across 150+ countries, with a strong Asia-Pacific presence — Singapore, Malaysia, Taiwan, Hong Kong and the Philippines. It handles 178 currencies.

### How do I get started?
Download Perkd free on the App Store or Google Play, then scan a barcode to add a card — most add in seconds from a library of 10,000+ cards.

## Key pages
- [Home](https://www.perkd.me/)
- [For You — the wallet app](https://www.perkd.me/#features)
- [How the wallet works — wallet reference](https://www.perkd.me/consumers/features)
- [Fandom — fan club memberships in the wallet](https://www.perkd.me/fandom)
- [About Perkd](https://www.perkd.me/about)
- [Contact & demo](https://www.perkd.me/contact)

## Machine-readable data
- Company & platform: https://www.perkd.me/data/company.json
- Stats: https://www.perkd.me/data/stats.json
- Agent manifest: https://www.perkd.me/.well-known/agent.json

Contact: service@perkd.me