Wallet for Loyalty, Engagement & Commerce
Perkd began with a simple observation from Harvard Business Review: acquiring a customer costs 5–25× more than keeping one, yet most brands pour their energy into acquisition. We set out to fix retention — by replacing the wallet full of plastic with a single digital wallet that shoppers love and brands can build on.
Today that wallet holds 11M+ cards for 3M+ users across 150+ countries, connects 6,500+ businesses — while giving each a personalised, branded experience with the network effects only a shared wallet can provide.
The principles behind the product
Retention over acquisition
We exist because keeping a customer is 5–25× cheaper than winning a new one. Everything we build compounds loyalty.
Personal and networked
Brands keep their identity and their customers; members get one wallet that gets smarter the more they use it.
Local, everywhere
Regional payments, local languages and a strong Asia-Pacific base — built to feel native in every market.
Trust by default
Passkey and biometric lock, with card data never touching Perkd. Members stay in control of their data.
Join the network
Whether you’re here to declutter your wallet or grow your brand, there’s a side of Perkd for you.